How can AI and cutting-edge technology help insurers detect fraud before it hits the balance sheet? Subhendu Bal of SBI Life Insurance Company shares how in-house AI models are being used to identify high-risk applicants at the proposal stage, cancel potential fraud cases, and model customer behaviour to improve persistence. Watch this edition of #AIDialogues by CNBCTV18News & IBM to find out what responsible, intelligent underwriting looks like. https://youtu.be/466l34ZBXvc #RiskManagement #BFS